On this page you will find the financial terms of all our financing solutions, calculated using the same parameters as the simulator and the assessment of applications.
The representative examples show the fixed borrowing rate, the fixed APR, the total amount payable and the total cost of credit for a typical amount and term.
Representative example — Personal loan
For a loan of €10,000 repayable in 48 monthly instalments of €216.95: fixed borrowing rate 2.00%, fixed APR 2.02%. Total amount payable €10,413.60, total cost of credit €413.60 (including interest of €413.60 and arrangement fees of €0.00).
Advertising message for promotional purposes. Offer subject to approval by BMT FINANCES. Before signing, you will receive the Standard European Consumer Credit Information (SECCI) and a copy of the agreement. Right of withdrawal within 14 days.
Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.
Representative example — Car loan
For a loan of €15,000 repayable in 60 monthly instalments of €262.92: fixed borrowing rate 2.00%, fixed APR 2.02%. Total amount payable €15,775.20, total cost of credit €775.20 (including interest of €775.20 and arrangement fees of €0.00).
Advertising message for promotional purposes. Offer subject to approval by BMT FINANCES. Before signing, you will receive the Standard European Consumer Credit Information (SECCI) and a copy of the agreement. Right of withdrawal within 14 days.
Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.
Representative example — Home improvement loan
For a loan of €20,000 repayable in 60 monthly instalments of €350.56: fixed borrowing rate 2.00%, fixed APR 2.02%. Total amount payable €21,033.60, total cost of credit €1,033.60 (including interest of €1,033.60 and arrangement fees of €0.00).
Advertising message for promotional purposes. Offer subject to approval by BMT FINANCES. Before signing, you will receive the Standard European Consumer Credit Information (SECCI) and a copy of the agreement. Right of withdrawal within 14 days.
Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.
Representative example — Debt consolidation
For a loan of €30,000 repayable in 96 monthly instalments of €338.43: fixed borrowing rate 2.00%, fixed APR 2.02%. Total amount payable €32,489.28, total cost of credit €2,489.28 (including interest of €2,489.28 and arrangement fees of €0.00).
Advertising message for promotional purposes. Offer subject to approval by BMT FINANCES. Before signing, you will receive the Standard European Consumer Credit Information (SECCI) and a copy of the agreement. Right of withdrawal within 14 days.
Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.
Representative example — Revolving credit
For a loan of €3,000 repayable in 24 monthly instalments of €127.62: fixed borrowing rate 2.00%, fixed APR 2.02%. Total amount payable €3,062.88, total cost of credit €62.88 (including interest of €62.88 and arrangement fees of €0.00).
Advertising message for promotional purposes. Offer subject to approval by BMT FINANCES. Before signing, you will receive the Standard European Consumer Credit Information (SECCI) and a copy of the agreement. Right of withdrawal within 14 days.
Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.
Representative example — Business loan
For a loan of €25,000 repayable in 60 monthly instalments of €438.19: fixed borrowing rate 2.00%, fixed APR 2.43%. Total amount payable €26,541.40, total cost of credit €1,541.40 (including interest of €1,291.40 and arrangement fees of €250.00).
Advertising message for promotional purposes, intended for professionals and businesses only. Offer subject to approval by BMT FINANCES and to the assessment of the project. Detailed terms provided before signing.
Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.
Representative example — Investment financing
For a loan of €30,000 repayable in 84 monthly instalments of €383.02: fixed borrowing rate 2.00%, fixed APR 2.52%. Total amount payable €32,673.68, total cost of credit €2,673.68 (including interest of €2,173.68 and arrangement fees of €500.00).
Advertising message for promotional purposes, intended for professionals and businesses only. Offer subject to approval by BMT FINANCES and to the assessment of the project. Detailed terms provided before signing.
Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.
Pre-contractual documentation
Before concluding a consumer credit agreement, you will receive free of charge:
the Standard European Consumer Credit Information (SECCI) form; a copy of the draft agreement; on request, the repayment schedule. You can request these documents from customer service at any time.
Rates and usury rate limits
The rates applied are fixed and comply with the usury rate limits in force in the customer’s country. The published terms are reviewed periodically.
