Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.

Our financing solutions

Fixed-rate loans for individuals, professionals and businesses, with clear terms from the very first simulation.

Financial advisor presenting loan solutions

Individuals

For personal and family projects: car, home, unexpected expenses, debt consolidation.

Couple travelling with a suitcase, a personal project come true

Personal loan

A sum to use as you wish, with a fixed repayment and a term of your choice.

  • From €1,000 to €75,000
  • From 12 to 84 months

Fixed APR from 2.02%* Fixed borrowing rate from 2.00%

Handing over the keys of a new car

Car loan

Finance the purchase of a new or used vehicle, including electric or hybrid.

  • From €3,000 to €75,000
  • From 12 to 84 months

Fixed APR from 2.02%* Fixed borrowing rate from 2.00%

Renovation work in a home

Home improvement loan

Renovate, furnish or improve the energy efficiency of your home.

  • From €2,000 to €75,000
  • From 12 to 120 months

Fixed APR from 2.02%* Fixed borrowing rate from 2.00%

Managing the household budget with a calculator

Debt consolidation

Combine several existing loans into a single repayment that better suits your budget.

  • From €5,000 to €150,000
  • From 24 to 144 months

Fixed APR from 2.02%* Fixed borrowing rate from 2.00%

Card payment for an unexpected expense

Revolving credit

A cash reserve that is replenished as you repay.

  • From €500 to €10,000
  • From 6 to 36 months

Fixed APR from 2.02%* Fixed borrowing rate from 2.00%

Professionals and businesses

For professionals, SMEs and businesses: cash flow, growth and investment.

Small business owner at work

Business loan

Cash flow, working capital or expansion: financing to help your business grow.

  • From €10,000 to €500,000
  • From 12 to 120 months

Fixed APR from 2.36%* Fixed borrowing rate from 2.00%

Industrial machinery financed as an investment

Investment financing

Equipment, machinery, vehicles or premises: finance your productive investments.

  • From €20,000 to €1,000,000
  • From 24 to 180 months

Fixed APR from 2.52%* Fixed borrowing rate from 2.00%

* APR from, for amounts up to €30,000. The rate increases with the amount borrowed (see the rate table in the loan calculator) and depends on the term and on the assessment of your profile. Promotional advertising message.

Comparison of terms
Loan Amount Term Fixed borrowing rate Fixed APR
Personal loan €1,000 – €75,000 From 12 to 84 months from 2.00% from 2.02%
Car loan €3,000 – €75,000 From 12 to 84 months from 2.00% from 2.02%
Home improvement loan €2,000 – €75,000 From 12 to 120 months from 2.00% from 2.02%
Debt consolidation €5,000 – €150,000 From 24 to 144 months from 2.00% from 2.02%
Revolving credit €500 – €10,000 From 6 to 36 months from 2.00% from 2.02%
Business loan €10,000 – €500,000 From 12 to 120 months from 2.00% from 2.36%
Investment financing €20,000 – €1,000,000 From 24 to 180 months from 2.00% from 2.52%

Fixed borrowing rate and APR of the representative examples. Full details on the page Transparency