Loan simulator
Choose your project, amount and term: the monthly repayment, fixed borrowing rate and APR are calculated in real time.
Understanding your simulation
- Fixed borrowing rate
- Nominal annual rate: the interest rate applied to the capital borrowed, fixed for the entire term.
- Fixed APR
- Annual percentage rate of charge: includes interest and all mandatory fees. It is the indicator for comparing offers.
- Total amount payable
- The sum of all repayments and fees you will pay back.
- Total cost of credit
- The difference between the total amount payable and the amount financed: interest plus fees.
Choose a repayment that fits your budget: as a rule, your total loan repayments should not exceed one third of your net monthly income.