Borrowing commits you and must be repaid. Check that you can afford the repayments before committing.

Individuals

Home improvement loan

Add value to your home: renovation work, installations, insulation, furnishings.

Amount€2,000 – €75,000

TermFrom 12 to 120 months

Fixed APRfrom 2.02%*

Calculate your repayment

From €2,000 to €75,000

From 12 to 120 months

Monthly repayment €350.56

Fixed borrowing rate
2.00%
Fixed APR
2.02%
Total amount payable
€21,033.60
Total cost of credit
€1,033.60

Rate by amount

Rate by amount — Home improvement loan
AmountFixed borrowing rate
€2,000 to €30,000 2.00%
€30,001 to €60,000 3.00%
Over €60,001 4.00%

Indicative, non-binding simulation, subject to a creditworthiness assessment.

Improve your home, one repayment at a time

A home improvement loan finances work on your main or second home: refitting a bathroom or kitchen, installations, windows and doors, insulation, solar panels, furnishings.

With a term of up to 120 months, you can spread the cost of the work into affordable repayments.

Renovation work in a home

Benefits

  • Up to €75,000 for your works
  • Term up to 120 months
  • Ideal for energy efficiency work
  • Fixed rate and total cost known in advance

Main terms

Amount
€2,000 – €75,000
Term
From 12 to 120 months
Fixed borrowing rate
from 2.00%
Fixed APR
from 2.02%
Arrangement fees
None
Early repayment
Possible at any time, in full or in part

Documents usually required

  • Valid identity document
  • Last two payslips or latest tax return
  • Recent proof of address
  • Bank statements for the last three months

Apply for this loan

Frequently asked questions — Home improvement loan

What work can I finance?

Renovations, major maintenance, installations, thermal insulation, windows and doors, renewable energy and furnishings.

Do I have to own the property?

Not necessarily: a tenant can also finance works or furnishings, with the owner’s consent where required.

Do I need quotes for the work?

Quotes help to define the correct amount and may be requested during the assessment.

Can I combine the loan with public incentives?

Generally yes: the financing can complement any tax relief or grants, according to the rules of each incentive.

Couple travelling with a suitcase, a personal project come true

Personal loan

A sum to use as you wish, with a fixed repayment and a term of your choice.

  • From €1,000 to €75,000
  • From 12 to 84 months

Fixed APR from 2.02%* Fixed borrowing rate from 2.00%

Handing over the keys of a new car

Car loan

Finance the purchase of a new or used vehicle, including electric or hybrid.

  • From €3,000 to €75,000
  • From 12 to 84 months

Fixed APR from 2.02%* Fixed borrowing rate from 2.00%

Managing the household budget with a calculator

Debt consolidation

Combine several existing loans into a single repayment that better suits your budget.

  • From €5,000 to €150,000
  • From 24 to 144 months

Fixed APR from 2.02%* Fixed borrowing rate from 2.00%

* APR from, for amounts up to €30,000. The rate increases with the amount borrowed (see the rate table in the loan calculator) and depends on the term and on the assessment of your profile. Promotional advertising message.