@font-face{font-family:"Inter";font-style:normal;font-weight:300 800;font-display:swap;src:url(../fonts/inter-latin-var.woff2)format("woff2")}:root{--navy-950:#0b1830;--navy-900:#0f2142;--navy-800:#1a2f5a;--navy-700:#243f72;--navy-100:#e8edf5;--navy-50:#f3f6fb;--gold-500:#c9a84c;--gold-400:#d8bc6c;--gold-700:#8a6d1f;--ink:#1b2433;--text:#3d4757;--muted:#5b6577;--line:#dde3ec;--white:#ffffff;--success:#1e7f4f;--success-bg:#e7f5ee;--danger:#b42318;--danger-bg:#fdecea;--warning:#8a5a00;--warning-bg:#fff6e0;--info-bg:#eaf1fb;--radius-sm:6px;--radius:10px;--radius-lg:16px;--shadow-sm:0 1px 2px rgba(15, 33, 66, .06), 0 1px 3px rgba(15, 33, 66, .08);--shadow:0 8px 24px rgba(15, 33, 66, .10);--shadow-lg:0 18px 48px rgba(15, 33, 66, .16);--font:"Inter", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--container:1200px;--gutter:16px;--header-h:72px;--focus:0 0 0 3px var(--white), 0 0 0 6px var(--navy-700)}*,::after,::before{box-sizing:border-box}html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-padding-top:calc(var(--header-h) + 16px)}@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}body{margin:0;font-family:var(--font);font-size:1rem;line-height:1.6;color:var(--text);background:var(--white);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img,svg,video{max-width:100%;height:auto}img{display:block}h1,h2,h3,h4{color:var(--ink);line-height:1.2;margin:0 0 .6em;font-weight:700;letter-spacing:-.01em}h1{font-size:clamp(1.9rem,1.4rem + 2.2vw,3rem)}h2{font-size:clamp(1.5rem,1.2rem + 1.2vw,2.1rem)}.h3,h3{font-size:1.25rem}.h4,h4{font-size:1.05rem}ol,p,ul{margin:0 0 1em}ol,ul{padding-left:1.25em}a{color:var(--navy-700);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--navy-900)}strong{color:var(--ink);font-weight:650}code{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.9em}.small,small{font-size:.875rem}hr{border:0;border-top:1px solid var(--line);margin:2rem 0}[hidden]{display:none!important}:focus-visible{outline:0;box-shadow:var(--focus);border-radius:4px}::selection{background:var(--gold-400);color:var(--navy-950)}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:absolute;left:16px;top:-100px;z-index:1000;background:var(--navy-900);color:var(--white);padding:12px 18px;border-radius:var(--radius-sm);font-weight:600;text-decoration:none}.skip-link:focus{top:12px}main:focus{outline:0}.icon{width:1.25em;height:1.25em;flex:none;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;vertical-align:-.2em}.icon--xs{width:.9em;height:.9em}.icon--sm{width:1.05em;height:1.05em}.icon--lg{width:1.75rem;height:1.75rem}.icon--xl{width:4rem;height:4rem}.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 var(--gutter)}.container--narrow{max-width:860px}.center{text-align:center}.lead{font-size:1.15rem;color:var(--ink)}.footnote{font-size:.85rem;color:var(--muted);margin-top:1rem}.pre{white-space:pre-line}.empty{color:var(--muted);font-style:italic}.link-arrow{display:inline-flex;gap:.4em;align-items:center;font-weight:600}.link-back{font-weight:600;text-decoration:none}.actions-center{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;min-height:44px;padding:.65em 1.3em;border-radius:999px;border:2px solid transparent;font:inherit;font-weight:650;line-height:1.2;text-decoration:none;cursor:pointer;transition:background-color .2s,color .2s,border-color .2s,box-shadow .2s,transform .2s;white-space:nowrap}.btn:active{transform:translateY(1px)}.btn--sm{min-height:40px;padding:.45em 1em;font-size:.9rem}.btn--lg{min-height:52px;padding:.8em 1.7em;font-size:1.05rem}.btn--block,.segmented legend{width:100%}.btn--primary{background:var(--navy-800);color:var(--white)}.btn--primary:hover{background:var(--navy-950);color:var(--white)}.btn--gold{background:var(--gold-500);color:var(--navy-950)}.btn--gold:hover{background:var(--gold-400);color:var(--navy-950)}.btn--outline{background:0 0;border-color:var(--navy-800);color:var(--navy-800)}.btn--outline:hover{background:var(--navy-800);color:var(--white)}.btn--outline-light{border-color:rgba(255,255,255,.6);color:var(--white);background:0 0}.btn--ghost-light:hover,.btn--outline-light:hover{background:var(--white);color:var(--navy-900)}.btn--ghost-light{border-color:rgba(255,255,255,.7);color:var(--white);background:rgba(255,255,255,.06)}.btn--danger{background:var(--danger);color:var(--white)}.btn--danger:hover{background:#8f1c13;color:var(--white)}.btn--text,.linklike{background:0 0;border:0;text-decoration:underline}.btn--text{color:var(--danger);padding:.3em .5em;min-height:32px}.linklike{padding:0;font:inherit;color:inherit;cursor:pointer}.topbar{background:var(--navy-950);color:#e6ecf6;font-size:.82rem}.topbar__inner{display:flex;align-items:center;gap:.5em;padding-top:7px;padding-bottom:7px;justify-content:center;text-align:center}.topbar p{margin:0}.topbar .icon{color:var(--gold-400)}.site-header{position:sticky;top:0;z-index:100;background:var(--white);border-bottom:1px solid var(--line)}.site-header.is-scrolled{box-shadow:var(--shadow-sm)}.site-header__inner{display:flex;align-items:center;justify-content:space-between;min-height:var(--header-h);gap:16px}.brand,.lang__list a,.mega a{border-radius:var(--radius-sm)}.brand{display:block;flex:none}.brand__logo{width:132px;height:auto;border-radius:var(--radius-sm)}.nav-toggle{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border:1px solid var(--line);border-radius:var(--radius);background:var(--white);color:var(--navy-900);cursor:pointer}.nav-toggle .icon{width:24px;height:24px}.main-nav,.nav-open .nav-toggle__open,.nav-toggle__close{display:none}.nav-open .main-nav,.nav-open .nav-toggle__close{display:block}.main-nav{position:absolute;top:100%;left:0;right:0;height:calc(100vh - var(--header-h));height:calc(100dvh - var(--header-h));background:var(--white);border-top:1px solid var(--line);padding:16px var(--gutter) 32px;overflow-y:auto;overscroll-behavior:contain}.nav-open{overflow:hidden}.main-nav__list,.mega ul{list-style:none;margin:0;padding:0}.main-nav__item{border-bottom:1px solid var(--line)}.main-nav__link{display:flex;align-items:center;justify-content:space-between;gap:.4em;width:100%;padding:14px 4px;background:0 0;border:0;font:inherit;font-weight:600;color:var(--ink);text-decoration:none;cursor:pointer;text-align:left}.main-nav__link[aria-current=page],.main-nav__link[data-current],.mega a .icon{color:var(--navy-700)}.faq__item[open] summary .icon,.main-nav__trigger[aria-expanded=true] .icon{transform:rotate(180deg)}.mega{display:none;padding:0 0 12px}.lang__btn[aria-expanded=true]+.lang__list,.main-nav__trigger[aria-expanded=true]+.mega{display:block}.mega__title{display:flex;align-items:center;gap:.4em;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;margin:12px 0 6px}.lang__list a,.mega a{display:flex;color:var(--ink)}.mega a{gap:12px;align-items:flex-start;padding:8px;text-decoration:none}.lang__list a:hover,.mega a:hover{background:var(--navy-50)}.mega a .icon{margin-top:3px}.mega a span,.simulator__details div{display:flex;flex-direction:column}.mega a small,.mega__title,.simulator__details dt,.specs dt{color:var(--muted)}.mega__all{font-weight:600;margin-top:8px}.mega__aside{background:var(--navy-50);border-radius:var(--radius);padding:16px;margin-top:12px}.mega__aside p{font-size:.92rem}.main-nav__actions{display:flex;flex-wrap:wrap;gap:10px;align-items:center;padding-top:18px}.lang{position:relative}.lang__btn,.lang__list{background:var(--white);border:1px solid var(--line)}.lang__btn{display:inline-flex;align-items:center;gap:.35em;min-height:40px;padding:0 12px;border-radius:999px;font:inherit;font-weight:600;color:var(--ink);cursor:pointer}.lang__list{display:none;position:absolute;z-index:20;top:calc(100% + 6px);left:0;min-width:190px;list-style:none;margin:0;padding:6px;border-radius:var(--radius);box-shadow:var(--shadow)}.lang__list a{gap:10px;padding:9px 10px}.lang__list a[aria-current=true]{font-weight:700;background:var(--navy-100)}.lang__code{display:inline-block;width:1.9em;font-weight:700;color:var(--navy-700)}@media (min-width:1360px){:root{--header-h:84px}.brand__logo{width:150px}.nav-toggle{display:none}.main-nav{position:static;height:auto;border-top:0;display:flex!important;align-items:center;gap:20px;padding:0;overflow:visible;flex:1;justify-content:space-between;margin-left:24px}.main-nav__list{display:flex;gap:4px}.main-nav__item{border:0;position:static}.main-nav__link{padding:10px;border-radius:var(--radius-sm);width:auto;position:relative;white-space:nowrap;font-size:.95rem}.main-nav__link:hover{background:var(--navy-50)}.main-nav__link[aria-current=page]::after,.main-nav__link[data-current]::after{content:"";position:absolute;left:12px;right:12px;bottom:2px;height:3px;border-radius:3px;background:var(--gold-500)}.mega{position:absolute;left:0;right:0;top:100%;background:var(--white);border-top:1px solid var(--line);box-shadow:var(--shadow-lg);padding:28px 0}.mega__inner{max-width:var(--container);margin:0 auto;padding:0 var(--gutter);display:grid;grid-template-columns:1fr 1fr 300px;gap:32px}.mega__aside{margin-top:0}.main-nav__actions{padding:0;flex-wrap:nowrap}.lang__list{left:auto;right:0}}@media (min-width:1360px) and (max-width:1499px){.brand__logo{width:120px}.main-nav{margin-left:12px;gap:12px}}.flash-zone{padding-top:16px}.alert{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:var(--radius);border:1px solid;margin-bottom:12px}.alert p{margin:0;flex:1}.alert ul{margin:.4em 0 0}.alert>.icon{margin-top:2px}.alert--error{background:var(--danger-bg);border-color:#f3b8b1;color:#7a1a12}.alert--success{background:var(--success-bg);border-color:#a6dbc0;color:#145236}.alert--info{background:var(--info-bg);border-color:#bcd1ef;color:var(--navy-900)}.alert--warning{background:var(--warning-bg);border-color:#f0d27e;color:#5c3d00}.alert__close{background:0 0;border:0;padding:4px;cursor:pointer;color:inherit;border-radius:4px}.callout{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:var(--radius);background:var(--info-bg);color:var(--navy-900);margin:1rem 0}.callout p,.error-summary ul{margin:0}.callout--warning{background:var(--warning-bg);color:#5c3d00}.section{padding:56px 0}.section--soft{background:var(--navy-50)}.section--navy{background:var(--navy-900);color:#d9e2f1}.section--navy h2,.section--navy h3{color:var(--white)}.section--legal{padding:32px 0 48px;background:var(--navy-50);border-top:1px solid var(--line)}.section__head{text-align:center;max-width:760px;margin:0 auto 36px}.section__head--left{text-align:left;margin-left:0}.section__head h2{display:flex;gap:.4em;align-items:center;justify-content:center}.section__head--left h2{justify-content:flex-start}.section__lead{font-size:1.08rem;color:var(--muted)}.eyebrow{display:inline-flex;gap:.4em;align-items:center;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--gold-700);margin-bottom:.8em}.eyebrow--light,.hero__points .icon{color:var(--gold-400)}@media (min-width:960px){.section{padding:80px 0}}.split{display:grid;gap:32px}@media (min-width:960px){.split{grid-template-columns:1fr 1fr;gap:56px;align-items:center}.split--top{align-items:start}}.hero,.product-hero{position:relative;overflow:hidden;color:#d9e2f1;background:radial-gradient(1200px 500px at 85% -10%,rgba(201,168,76,.22),transparent 60%),linear-gradient(135deg,var(--navy-900) 0%,var(--navy-800) 55%,var(--navy-700) 100%)}.hero::after,.product-hero::after{content:"";position:absolute;right:-120px;bottom:-160px;width:420px;height:420px;border-radius:50%;border:60px solid rgba(201,168,76,.08);pointer-events:none}.hero__grid,.product-hero__grid{position:relative;z-index:1;display:grid;gap:32px;padding-top:40px;padding-bottom:48px}.hero__points li,.hero__title{color:var(--white)}.hero__lead{font-size:1.12rem;color:#d9e2f1;max-width:620px}.hero__points{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:10px}.hero__points li{display:flex;gap:.6em;align-items:center}.breadcrumb ol,.hero__actions{display:flex;flex-wrap:wrap;gap:12px}.page-hero .breadcrumb a,.page-hero .breadcrumb span,.product-hero .breadcrumb a,.product-hero .breadcrumb span{color:#c5d2e8}.product-hero__facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin-top:24px}.product-hero__facts p{margin:0;padding:14px 16px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius)}.product-hero__facts span{display:block;font-size:.8rem;color:#b9c7de}.product-hero__facts strong{color:var(--white);font-size:1.05rem}@media (min-width:960px){.hero__grid,.product-hero__grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:56px;padding-top:64px;padding-bottom:72px}}.page-hero{background:linear-gradient(135deg,var(--navy-900),var(--navy-800));color:#d9e2f1;padding:28px 0 36px}.page-hero__title{color:var(--white);margin-top:.4em}.page-hero__lead{font-size:1.1rem;max-width:760px;margin:0}.breadcrumb ol{list-style:none;margin:0 0 8px;padding:0;gap:4px;font-size:.85rem}.breadcrumb li+li::before{content:"›";margin-right:4px;opacity:.7}.breadcrumb a,.lang__list a{text-decoration:none}.breadcrumb a:hover{text-decoration:underline}.simulator{background:var(--white);color:var(--text);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:24px;border-top:5px solid var(--gold-500)}.simulator__title{display:flex;gap:.5em;align-items:center;font-size:1.3rem}.simulator__title .icon{color:var(--gold-700)}.range{width:100%;margin:10px 0 2px;accent-color:var(--navy-800);height:28px;cursor:pointer}.simulator__result{background:var(--navy-50);border-radius:var(--radius);padding:16px;margin:8px 0 16px}.simulator__monthly{display:flex;justify-content:space-between;align-items:baseline;flex-wrap:wrap;gap:8px;margin:0 0 10px;font-weight:600;color:var(--ink)}.simulator__monthly strong{font-size:1.9rem;color:var(--navy-800);letter-spacing:-.02em}.simulator__details{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px;margin:0;font-size:.88rem}.simulator__details dd{margin:0;font-weight:650;color:var(--ink)}.simulator__legal{font-size:.78rem;color:var(--muted);margin:10px 0 0}.field{margin-bottom:18px}.field__row{display:flex;justify-content:space-between;align-items:center;gap:12px}.field__input,.field__label{display:block;color:var(--ink)}.field__label{font-weight:600;margin-bottom:6px}.field__input{width:100%;min-height:46px;padding:10px 14px;font:inherit;background:var(--white);border:1.5px solid #b8c2d1;border-radius:var(--radius-sm);transition:border-color .2s,box-shadow .2s}.field__input:hover{border-color:var(--navy-700)}.field__input:focus{outline:0;border-color:var(--navy-700);box-shadow:0 0 0 3px rgba(36,63,114,.25)}textarea.field__input{min-height:120px;resize:vertical}select.field__input{appearance:none;padding-right:40px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='none' stroke='%231a2f5a' stroke-width='2'%3E%3Cpath d='m4 6 4 4 4-4'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center}.field__input[readonly]{background:var(--navy-50);color:var(--muted)}.field__input--compact,.field__input--xs{width:auto;min-height:40px;padding:6px 10px;display:inline-block}.field__input--xs{width:92px;min-height:36px;padding:4px 8px}.field__input--code{font-size:1.4rem;letter-spacing:.3em;text-align:center;max-width:220px}.field__input--file{padding:8px}.field__suffix-input{display:inline-flex;align-items:center;gap:6px;font-weight:600}.field__suffix-input .field__input{width:130px;text-align:right;font-weight:700}.field__hint{font-size:.85rem;color:var(--muted);margin:6px 0 0}.field__error{display:flex;gap:.3em;align-items:center;font-size:.88rem;font-weight:600;margin:6px 0 0}.field--error .field__input{border-color:var(--danger);background:snow}.field__error,.req{color:var(--danger)}.form-note,.trust__item span{font-size:.85rem;color:var(--muted)}.check{display:flex;gap:10px;align-items:flex-start;margin-bottom:14px;flex-wrap:wrap}.check input{width:20px;height:20px;margin-top:3px;accent-color:var(--navy-800);flex:none}.check label{flex:1;min-width:0}.check .field__error{flex-basis:100%}.grid-2,.grid-3{display:grid;gap:0 16px}@media (min-width:640px){.grid-2{grid-template-columns:1fr 1fr}.grid-3{grid-template-columns:repeat(3,1fr)}}.align-end{align-items:end}.inline-form{display:flex;flex-wrap:wrap;gap:8px;align-items:flex-end}.inline-form .field{margin-bottom:0}.password{position:relative}.password .field__input{padding-right:50px}.password__toggle{position:absolute;right:4px;top:50%;transform:translateY(-50%);width:42px;height:42px;border:0;background:0 0;cursor:pointer;color:var(--muted);border-radius:var(--radius-sm)}.segmented{border:0;padding:0;margin:0 0 18px;display:flex;flex-wrap:wrap;gap:8px}.segmented input{position:absolute;opacity:0}.segmented label{flex:1;min-width:140px;display:flex;gap:.4em;align-items:center;justify-content:center;padding:10px 14px;border:1.5px solid var(--line);border-radius:var(--radius);cursor:pointer;font-weight:600}.segmented input:checked+label{border-color:var(--navy-800);background:var(--navy-50);color:var(--navy-900)}.product-card__title a:focus-visible::after,.segmented input:focus-visible+label{box-shadow:var(--focus)}.form-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-sm)}.error-summary{border:2px solid var(--danger);border-radius:var(--radius);padding:16px 20px;margin-bottom:24px;background:var(--danger-bg)}.error-summary h2{font-size:1.1rem;color:#7a1a12}.error-summary a{color:#7a1a12;font-weight:600}.apply{display:grid;gap:32px}@media (min-width:1000px){.apply{grid-template-columns:minmax(0,1fr) 320px;align-items:start}.apply .error-summary,.apply .stepper,.apply>.alert{grid-column:1/-1}}.apply__form{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:20px;box-shadow:var(--shadow-sm)}@media (min-width:640px){.apply__form{padding:32px}}.apply__step{border:0;padding:0;margin:0 0 28px;min-width:0}.apply__step legend{display:flex;align-items:center;gap:10px;font-size:1.25rem;font-weight:700;color:var(--ink);margin-bottom:18px}.apply__step-num{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:var(--navy-800);color:var(--white);font-size:.95rem}.apply__subtitle{font-size:1.05rem;margin-top:18px}.apply__nav{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;border-top:1px solid var(--line);padding-top:20px}.apply__aside{display:grid;gap:16px}.js .apply__step,.stepper{display:none}.js .apply__form:not(.is-ready) .apply__step[data-step="1"],.js .apply__step.is-active{display:block}.js .stepper{display:grid}.js .apply__form:not(.is-ready) [data-step-submit]{display:none}.stepper{list-style:none;padding:0;margin:0;grid-template-columns:repeat(4,1fr);gap:8px;counter-reset:s}.stepper__item{display:flex;flex-direction:column;align-items:center;gap:6px;text-align:center;font-size:.82rem;color:var(--muted);position:relative}.stepper__num{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;border:2px solid var(--line);background:var(--white);font-weight:700;z-index:1}.stepper__item:not(:last-child)::after{content:"";position:absolute;top:17px;left:calc(50% + 20px);right:calc(-50% + 20px);height:2px;background:var(--line)}.stepper__item.is-done .stepper__num{background:var(--success);border-color:var(--success);color:var(--white)}.stepper__item.is-current{color:var(--ink);font-weight:650}.stepper__item.is-current .stepper__num{border-color:var(--navy-800);background:var(--navy-800);color:var(--white)}@media (max-width:639px){.stepper__label{display:none}}.mini-steps{padding-left:1.2em}.mini-steps li{margin-bottom:6px}.cards{display:grid;gap:20px}@media (min-width:640px){.cards--3{grid-template-columns:repeat(2,1fr)}}@media (min-width:960px){.cards--3{grid-template-columns:repeat(3,1fr)}}.cards--stack{grid-template-columns:1fr}.product-card{position:relative;display:flex;flex-direction:column;background:var(--white);color:var(--text);border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-sm);transition:box-shadow .25s,transform .25s,border-color .25s}.product-card:focus-within,.product-card:hover{box-shadow:var(--shadow);transform:translateY(-2px);border-color:#c9d3e3}.product-card__icon{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:14px;background:var(--navy-50);color:var(--navy-800);margin-bottom:16px}.product-card__icon .icon{width:28px;height:28px}.product-card__title{font-size:1.2rem;margin-bottom:.4em}.product-card__title a{color:var(--ink);text-decoration:none}.product-card__title a::after{content:"";position:absolute;inset:0;border-radius:var(--radius-lg)}.product-card__title a:focus-visible{box-shadow:none}.product-card__text{flex:1}.product-card__facts{list-style:none;padding:0;display:grid;gap:4px}.product-card__facts li{display:flex;gap:.4em;align-items:center}.product-card__facts .icon{color:var(--gold-700)}.product-card__facts,.product-card__rate{margin:0 0 12px;font-size:.9rem}.product-card__rate strong{font-size:1.35rem;color:var(--navy-800)}.product-card__more{display:inline-flex;gap:.3em;align-items:center;font-weight:650;color:var(--navy-700)}.section--navy .product-card{border-color:transparent}.trust{background:var(--white);border-bottom:1px solid var(--line)}.trust__grid{display:grid;gap:16px;padding-top:24px;padding-bottom:24px}@media (min-width:640px){.trust__grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.trust__grid{grid-template-columns:repeat(4,1fr)}}.faq__item summary,.trust__item{display:flex;gap:14px;align-items:center}.trust__item .icon{color:var(--gold-700)}.trust__item p{margin:0;display:flex;flex-direction:column;line-height:1.35}.features{display:grid;gap:20px}@media (min-width:640px){.features{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.features{grid-template-columns:repeat(4,1fr)}}.feature{background:var(--white);border-radius:var(--radius-lg);padding:24px;border:1px solid var(--line)}.feature__icon{display:inline-flex;width:56px;height:56px;align-items:center;justify-content:center;border-radius:50%;background:var(--navy-800);color:var(--gold-400);margin-bottom:14px}.feature h3,.step .h3,.step h3{font-size:1.1rem}.feature p{margin:0;font-size:.95rem}.steps{list-style:none;padding:0;margin:0 0 32px;display:grid;gap:20px}@media (min-width:640px){.steps{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.steps{grid-template-columns:repeat(4,1fr)}}.step{position:relative;padding:24px;border-radius:var(--radius-lg);background:var(--navy-50)}.step__num{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:50%;background:var(--gold-500);color:var(--navy-950);font-weight:800;font-size:1.2rem;margin-bottom:12px}.step p{margin:0}.checklist{list-style:none;padding:0;display:grid;gap:10px}.checklist li{display:flex;gap:.6em;align-items:flex-start}.checklist .icon{color:var(--success);margin-top:3px}.checklist--light li,.cta-band h2,.site-footer__warning strong{color:var(--white)}.checklist--light .icon{color:var(--gold-400)}.faq{display:grid;gap:12px;margin-bottom:24px}.faq__item{border:1px solid var(--line);border-radius:var(--radius);background:var(--white)}.faq__item summary{justify-content:space-between;gap:16px;padding:16px 20px;cursor:pointer;font-weight:650;color:var(--ink);list-style:none;border-radius:var(--radius)}.faq__item summary::-webkit-details-marker{display:none}.faq__item summary .icon{transition:transform .2s;color:var(--navy-700)}.faq__item[open] summary{border-bottom:1px solid var(--line);border-radius:var(--radius) var(--radius)0 0}.faq__answer{padding:16px 20px 6px}.cta-band{background:linear-gradient(120deg,var(--navy-800),var(--navy-700));color:#d9e2f1;padding:48px 0}.cta-band__inner{display:grid;gap:20px;align-items:center}.cta-band__actions{display:flex;flex-wrap:wrap;gap:12px}@media (min-width:960px){.cta-band__inner{grid-template-columns:1fr auto}}.legal-example{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--gold-500);border-radius:var(--radius);padding:18px 20px;font-size:.9rem;margin:0 0 16px}.legal-example__title{font-size:1rem}.legal-example p{margin-bottom:.6em}.legal-example__warning{margin:0}.panel{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px;box-shadow:var(--shadow-sm)}.panel+.panel{margin-top:16px}.specs{margin:0;display:grid;gap:0}.specs div{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid var(--line)}.notif-list li:last-child,.specs div:last-child{border-bottom:0}.specs dd{margin:0;font-weight:600;color:var(--ink);text-align:right}.specs--wide dd{text-align:left}@media (max-width:639px){.specs--wide div{flex-direction:column;gap:2px}}.glossary dt,.table caption{font-weight:700;color:var(--ink)}.glossary dt{margin-top:12px}.glossary dd{margin:2px 0 0}.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:var(--radius)}.table{width:100%;border-collapse:collapse;background:var(--white);font-size:.93rem}.table caption{text-align:left;padding:0 0 10px;font-size:1.1rem}.table td,.table th{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.table thead th{background:var(--navy-50);color:var(--ink);font-weight:650}.table tbody tr:hover{background:#fafbfd}.table--compact td,.table--compact th{padding:8px 10px;font-size:.88rem}.table thead th,.table--form td{white-space:nowrap}.doc-status,.status{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.8rem;font-weight:700;white-space:nowrap;background:var(--navy-100);color:var(--navy-900)}.status--en_etude,.status--soumise{background:#e8eefb;color:#1d3f7a}.doc-status--en_attente,.status--documents_requis{background:var(--warning-bg);color:#6b4400}.doc-status--valide,.status--approuvee{background:var(--success-bg);color:#145236}.doc-status--refuse,.status--refusee{background:var(--danger-bg);color:#7a1a12}.status--annulee,.status--brouillon{background:#eef0f3;color:#3d4757}.legal-doc{display:grid;gap:32px}@media (min-width:1000px){.legal-doc{grid-template-columns:260px minmax(0,1fr);align-items:start}.legal-doc>.prose:only-child{grid-column:1/-1;max-width:860px}}.toc{background:var(--navy-50);border-radius:var(--radius);padding:18px;font-size:.9rem}@media (min-width:1000px){.toc{position:sticky;top:calc(var(--header-h) + 16px)}}.toc__title{font-size:1rem}.toc ol{margin:0;padding-left:1.2em}.toc li{margin-bottom:6px}.prose{max-width:760px}.prose h2{font-size:1.35rem;margin-top:1.6em}.prose section:first-of-type h2,.prose>h2:first-child{margin-top:0}.prose li{margin-bottom:.4em}.legal-doc__updated{color:var(--muted);font-size:.85rem;margin-top:2rem}.sitemap{display:grid;gap:32px}@media (min-width:800px){.sitemap{grid-template-columns:repeat(3,1fr)}}.contact-list{list-style:none;padding:0;display:grid;gap:12px}.contact-list li{display:flex;gap:.6em;align-items:flex-start}.contact-list .icon{color:var(--navy-700);margin-top:3px}.error-page__code{font-size:clamp(4rem,12vw,7rem);font-weight:800;line-height:1;color:var(--navy-100);margin:0}.success-mark{display:inline-flex;color:var(--success);margin-bottom:12px}.minimal-body{background:var(--navy-50)}.minimal{max-width:560px;margin:10vh auto;background:var(--white);padding:40px;border-radius:var(--radius-lg);box-shadow:var(--shadow);text-align:center}.minimal img{margin:0 auto 24px;border-radius:var(--radius-sm)}.debug{text-align:left;white-space:pre-wrap;background:#111;color:#f5f5f5;padding:12px;border-radius:6px;font-size:.8rem}.auth-body{background:var(--navy-50)}.auth-main{padding:40px var(--gutter) 56px}.auth-card{max-width:520px;margin:0 auto;background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:28px 24px}@media (min-width:640px){.auth-card{padding:40px}}.auth-card .container,.auth-card .flash-zone{padding:0}.auth-card__title{font-size:1.6rem}.auth-card__lead{color:var(--muted)}.auth-card__alt{text-align:center;margin:18px 0 0}.auth-secure{display:flex;gap:.4em;justify-content:center;align-items:center;color:var(--muted);font-size:.85rem;margin-top:16px}[data-pro-only]{display:none}.is-pro [data-pro-only]{display:block}.account-body,.side-nav a:hover{background:var(--navy-50)}.account{display:grid;gap:24px;padding-top:24px;padding-bottom:56px}@media (min-width:960px){.account{grid-template-columns:250px minmax(0,1fr);align-items:start}}.account__side{background:var(--white);border-radius:var(--radius-lg);padding:20px;box-shadow:var(--shadow-sm)}@media (min-width:960px){.account__side{position:sticky;top:calc(var(--header-h) + 16px)}}.account__hello,.side-nav a{font-weight:700;color:var(--ink)}.account__main h1{font-size:1.7rem}.side-nav{list-style:none;margin:0 0 16px;padding:0;display:grid;gap:2px}.side-nav a{display:flex;gap:.6em;align-items:center;padding:10px 12px;border-radius:var(--radius-sm);text-decoration:none;font-weight:550}.side-nav a[aria-current=page]{background:var(--navy-800);color:var(--white)}.badge{margin-left:auto;min-width:22px;height:22px;padding:0 6px;border-radius:999px;background:var(--gold-500);color:var(--navy-950);font-size:.75rem;font-weight:800;display:inline-flex;align-items:center;justify-content:center}.card-block{background:var(--white);border-radius:var(--radius-lg);padding:22px;box-shadow:var(--shadow-sm);margin-bottom:20px;border:1px solid var(--line)}.card-block__head,.notif-list li{display:flex;justify-content:space-between}.card-block__head{flex-wrap:wrap;gap:12px;align-items:center;margin-bottom:14px}.card-block__head h1,.card-block__head h2{margin:0}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:16px;margin-bottom:20px}.stat{display:flex;flex-direction:column;gap:4px;background:var(--white);border-radius:var(--radius-lg);padding:18px;border:1px solid var(--line);text-decoration:none;color:var(--text);box-shadow:var(--shadow-sm)}a.stat:hover{border-color:var(--navy-700)}.stat .icon{color:var(--gold-700)}.stat__value{font-size:1.7rem;font-weight:800;color:var(--navy-800);line-height:1.1}.stat__label{font-size:.88rem;color:var(--muted)}.notif-list,.timeline{list-style:none;margin:0;padding:0}.notif-list li{gap:16px;padding:12px 0;border-bottom:1px solid var(--line)}.notif-list li.is-unread span{font-weight:650;color:var(--ink)}.notif-list li.is-unread::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold-500);margin-top:8px;flex:none}.notif-list time,.timeline time{font-size:.85rem;color:var(--muted)}.notif-list time{white-space:nowrap}.timeline{padding:0 0 0 18px;border-left:2px solid var(--line)}.timeline li{position:relative;padding:0 0 16px 12px}.timeline li::before{content:"";position:absolute;left:-25px;top:6px;width:12px;height:12px;border-radius:50%;background:var(--navy-800);border:2px solid var(--white)}.timeline time{display:block}.timeline p{margin:4px 0 0}.doc-list,.notes,.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}.doc-list li{display:flex;flex-wrap:wrap;gap:8px;align-items:center}.notes li,code.secret{background:var(--navy-50)}code.secret{font-size:1.05rem;padding:4px 8px;border-radius:4px;letter-spacing:.08em;word-break:break-all}.notes{margin:16px 0 0;gap:10px}.notes li{padding:10px 12px}.notes p{margin:0 0 4px}.admin-body{background:#f1f4f9}.admin{display:grid;min-height:100vh}@media (min-width:1000px){.admin{grid-template-columns:250px minmax(0,1fr)}}.admin__side{background:var(--navy-950);padding:20px;display:flex;flex-direction:column;gap:16px}.admin__brand img,.notes li{border-radius:var(--radius-sm)}.admin__side,.admin__user a,.side-nav--dark a{color:#d9e2f1}.side-nav--dark a:hover{background:rgba(255,255,255,.08)}.side-nav--dark a[aria-current=page]{background:var(--gold-500);color:var(--navy-950)}.admin__user{margin-top:auto;font-size:.9rem;display:grid;gap:8px}.admin__main{padding:24px var(--gutter) 56px;min-width:0}@media (min-width:1000px){.admin__main{padding:32px 40px 64px}}.admin__title{font-size:1.6rem}.filters{display:flex;flex-wrap:wrap;gap:12px;align-items:flex-end;margin-bottom:16px}.filters .field{margin:0;min-width:180px}.pagination,.tabs{display:flex;flex-wrap:wrap;gap:6px}.pagination{margin-top:16px}.pagination a,.tabs a{background:var(--white);text-decoration:none}.pagination a{min-width:38px;height:38px;padding:0 10px;display:inline-flex;align-items:center;justify-content:center;border-radius:var(--radius-sm);border:1px solid var(--line)}.pagination a[aria-current=page]{border-color:var(--navy-800)}.tabs{margin-bottom:16px}.tabs a{padding:8px 14px;border-radius:999px;color:var(--ink)}.pagination a[aria-current=page],.tabs a[aria-current=page]{background:var(--navy-800);color:var(--white)}.settings fieldset,.tabs a{border:1px solid var(--line)}.settings legend{padding:0 8px}.site-footer{background:var(--navy-950);color:#c9d4e6;font-size:.93rem}.site-footer a{color:#e6ecf6;text-decoration:none}.site-footer .linklike:hover,.site-footer a:hover{color:var(--gold-400);text-decoration:underline}.site-footer__grid{display:grid;gap:32px;padding-top:48px;padding-bottom:32px}@media (min-width:640px){.site-footer__grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:1000px){.site-footer__grid{grid-template-columns:1.4fr 1fr 1fr 1fr}}.site-footer__logo{border-radius:var(--radius-sm);margin-bottom:16px;width:150px}.site-footer__title{color:var(--white);font-size:.95rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:14px}.site-footer__title--spaced{margin-top:24px}.site-footer__contact li{display:flex;gap:.5em;align-items:center}.site-footer__contact .icon{color:var(--gold-400)}.site-footer__social{display:flex!important;gap:10px!important;margin-top:16px!important}.site-footer__social a{display:inline-flex;width:40px;height:40px;align-items:center;justify-content:center;border-radius:50%;border:1px solid rgba(255,255,255,.25)}.site-footer__legal{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;font-size:.82rem;color:#aebbd2}.site-footer__legal p{margin:0 0 6px}.site-footer__bottom{background:#08122a;padding:16px 0;font-size:.82rem}.site-footer__bottom-inner{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;align-items:center}.site-footer__bottom p{margin:0}.site-footer__links{display:flex!important;flex-wrap:wrap;gap:6px 18px!important}.site-footer .linklike{color:#e6ecf6;text-decoration:none}.consent{position:fixed;z-index:500;left:12px;right:12px;bottom:12px}.consent__inner{position:relative;max-width:760px;margin:0 auto;background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:22px 22px 18px;border-top:4px solid var(--navy-800);max-height:85vh;overflow-y:auto}.consent__title{font-size:1.15rem;padding-right:40px}.consent__inner p{font-size:.9rem}.consent__close{position:absolute;top:12px;right:12px;width:40px;height:40px;border:0;background:0 0;cursor:pointer;border-radius:50%;color:var(--ink)}.consent__close:hover{background:var(--navy-50)}.consent__prefs fieldset{border:0;padding:0;margin:0 0 12px}.consent__option{display:flex;gap:10px;align-items:flex-start;padding:10px 0;border-top:1px solid var(--line);font-size:.9rem}.consent__option input{width:20px;height:20px;margin-top:2px;accent-color:var(--navy-800);flex:none}.consent__actions{display:flex;flex-wrap:wrap;gap:8px;justify-content:flex-end}@media (max-width:520px){.consent__actions .btn{flex:1 1 45%}}@media (prefers-reduced-motion:reduce){*,::after,::before{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}@media (forced-colors:active){.btn,.doc-status,.field__input,.status{border:1px solid CanvasText}.icon{stroke:CanvasText}}.js .js-only[hidden],.js-only{display:none}.js .js-only{display:inline-flex}